Joint Accounts

P R I V A T E C L I E N T S

Joint Accounts

Securely manage your shared currency balances and international payments with confidence and control.

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Private Client Joint Accounts: Built for real‑world families.

Our joint accounts allow two named individuals to hold, send, and receive foreign currency together, with clear visibility over balances and activity. Designed for couples, families, and shared ownership arrangements, our joint accounts combine flexibility with competitive exchange rates and specialist support.

How It Works

The lead applicant opens an account online, we complete the initial checks, and then process the request to add a second account holder. Once both applicants are verified, the account is upgraded to joint status and ready to trade.

Lead Applicant Completes our Standard Online Application
Standard Account Onboarding Checks to Enable the Account
Joint Account Request and Second Account Holder Accepts our T&Cs
Account Is Upgraded To a Joint Account And Made Ready to Trade

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Joint Account Use Cases

Managing Shared Expenses

A joint account offers a simple way to handle shared financial commitments. Couples and families can centralise regular payments, track balances together, and maintain clear visibility over every transaction.

Property Purchases Abroad

If you're buying property overseas, a joint account allows both parties to manage currency transfers, deposits, and completion funds efficiently, with full oversight of incoming and outgoing payments.

Shared Investment or Business Interests

For partners who manage international assets or shared ventures, a joint account provides an organised way to handle foreign currency balances and payments linked to those activities.

Regular International Transfers

If both account holders need to send or receive money abroad frequently, a joint account streamlines the process, consolidating activity into one place with clear reporting and controls.

Meeting Bank Requirements

Some international banks will only send funds from a foreign Joint Account to another Joint Account – our solution provides a simple mechanism to receive funds into a joint account environment for further conversion and/or disbursement.

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How can we help you?

Call us on 0203 838 0250 or complete the form and we'll contact you

How It Works

Joint Account Use Cases

Managing Shared Expenses

Property Purchases Abroad

Shared Investment or Business Interests

Regular International Transfers

Meeting Bank Requirements

How can we help you?

Find out more

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